
Savings
We've Got Options For You
No matter what your financial goals, we have the right savings plan.
Welcome Savings1
most popular.
- No minimum balance to open account or earn interest2
- Keep a $250 daily minimum balance to avoid $5.00 monthly maintenance fee
- Tiered, variable interest rate based on daily account balance
Starter Savings1
aged 17 and under.
- For customers aged 17 or under
- No minimum balance; no monthly fee
- Tiered, variable interest rates based on daily account balance
True Advantage Statement Savings1
relationship banking.
- Premium savings account for customers who maintain their banking relationship with us2
- This account requires a linked True Advantage Checking or True Advantage Checking Plus Account
- Variable interest rates based on balance tiers
Club Account1
for holiday shopping.
- Save for the holidays or for that dream vacation by putting extra money aside weekly
- Club account pays a variable interest rate, subject to change daily
- No minimum balance requirement and no monthly fee
Health Savings Account*
medical savings.
Please contact us or visit your local branch for more information or to open a Health Savings Account.
Benefits of opening an HSA:
- Tax savings – tax-deductible contributions, tax-deferred earnings, tax-free withdrawals (if used properly)
- Flexible – pay for current medical expenses or save for future ones
- Funds in the HSA grow tax-free and carry over year after year
- The HSA stays with you, regardless of change in coverage or employment
To be eligible for an HSA, you must meet the following requirements:
- Be enrolled in a qualified high deductible health plan (HDHP)
- Not be covered by another non-HDHP (with limited exceptions)
- Not enrolled in Medicare
- Not eligible to be claimed as a dependent on another person’s tax return
Side-By-Side Comparison
WELCOME SAVINGS* |
STARTER SAVINGS* |
True Advantage STATEMENT SAVINGS* | CLUB ACCOUNT* |
HEALTH SAVINGS ACCOUNT |
|
---|---|---|---|---|---|
Open Account | Open Account | Open Account | Open Account | Contact Us | |
Pays Interest |
![]() |
![]() |
![]() |
![]() |
![]() |
Interest Compounding Frequency |
Daily | Daily | Daily | Daily | Daily |
Balance to Avoid Monthly Fee | $250 minimum daily** | Must have an active linked True Advantage Checking or Checking Plus** | |||
Monthly Fee (if balance requirement not met) |
$5 |
*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.
**$25 minimum deposit required to open your account online.
Rates in effect as of 1/15/2021. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.

MOBILE CHECK DEPOSIT
BANK ON YOUR TIME
Don't have time to swing by the bank? Not a problem! Deposit checks using your mobile phone or iPad.