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Small Business

Fast, Easy, Online & Prime.*

We know small business.

Lightning Loans by Tompkins Trust Company

Lightning Loans by Tompkins Trust Company(Opens in a new Window)


At Tompkins Trust Company, we know that businesses work differently these days. It’s time business loans worked differently, too. Experience what a local bank can do for you. 

And now, for new customers, we’re offering Prime* on Business Lines of Credit for the first year, plus:

  • Our Small Business Checking account, designed for the small business with straight-forward banking needs. After you open and perform 25 transactions per month for six months in your Small Business Checking account, we will offer $200 cash back.1
  • No Annual Fee on Business Lines of Credit for the first year
  • Cash Management services customized to fit your small business’s needs.

Apply today with Lightning Loans. Enter Key Code: SMALL BIZ

*New Customers Only.  All loans subject to credit approval. Certain eligibility restriction apply. This offer is not available for investment properties.  Limited time only. Businesses applying for a Line of Credit must be established for at least two years.  Offer valid on Business Lines of Credit between a minimum $25,000 and maximum of $250,000.  1 After you open a Business Line of Credit and Small Business Checking account the $200 bonus will be paid to the checking account 60 days from meeting the requirements. 1099 may be filed.  The account must have a positive balance at the time the bonus is deposited. Certain eligibility restrictions may apply.