Overdraft Protection

Overdraft Protection* is a personal line of credit tied to your Tompkins Trust Company checking account that protects you against accidental overdrafts. It offers you convenience, flexibility and security.

Here's how it works:

  • Any overdrafts you may incur will automatically be covered up to your available line of credit
  • The minimum payment will be automatically deducted from your checking account on the date it is due
  • You pay back only the amount of the line that you use
  • You must have a Tompkins Trust Company checking account

Download an application or request additional information




*Subject to credit approval.