Financial Services

Tompkins Trust Company, through our affiliation with Tompkins Financial, is able to provide access to a wide range of comprehensive products and services provided by Tompkins Insurance Agencies that can help address your specific and unique insurance needs.  We offer the following;

Life Insurance
There are many life insurance options, including temporary and permanent, term, universal, whole life, and endowment life insurance.  A Tompkins Insurance advisor can assist you in finding the right insurance to protect your loved ones.

Long Term Care
Long-term care insurance provides financial protection for policyholders, helping to preserve assets should they need long tern care. 

Mortgage Insurance
Mortgage insurance is an insurance policy which compensates for losses due to the default of a mortgage loan.

Business Life Insurance
Various forms of life insurance can serve as protection against loss through death of employees and other valuable officials within a business.

Business Overhead
Business overhead insurance plans are designed to cover the costs of doing business when an illness or injury prevents a business owner from working.

Exit Planning
To maximize a business’s value, experts say an exit strategy should be a part of business planning from the beginning.

Business Perpetuation Planning
Often overlooked, business perpetuation planning can secure a company’s future in the event a specific triggering event occurs, such as the death or disability of an owner or shareholder.

Buy-Sell Agreements
A buy-sell agreement is a legally binding arrangement that specifically spells out what transition and funding will be in place in the event that something happens to an owner or shareholder

Key Man Insurance
Key man life insurance is purchased on the life of a key employee to help the company survive financially if something happens to that employee.

Your trusted advisors at Tompkins Insurance can help you understand your insurance options and identify the many services available to help you meet your financial goals.  Click here to request more information on any of the insurance services above.

 

Insurance products are not insured by the FDIC or any federal government agency, not deposits or obligations of the bank or its affiliates, not guaranteed by the bank or its affiliates, and subject to investment risk, including possible loss of principal.