Deposit Rates

Personal Accounts


 
True Advantage Checking Plus Annual Percentage Yield (APY)
$50,000 and over 0.05%
$25,000 - $49,99.99 0.04%
$10,000 - $24,999.99 0.04%
$2,500 - $9,999.99 0.03%
True Advantage Savings*
Requires True Advantage Checking
or Checking Plus Account
Annual Percentage Yield (APY)
$50,000 and over 0.13%
$25,000 - $49,99.99 0.10%
$10,000 - $24,999.99 0.08%
$2,500 - $9,999.99 0.05%
Health Savings Checking Annual Percentage Yield (APY)
$2,500 and Over 0.08%
Less than $2,500.00 0.05%
Direct Checking With Interest Annual Percentage Yield (APY)
$.01 & Over 0.03%
Personal Money market* Annual Percentage Yield (APY)
$50,000 and over 0.07%
$25,000 - $49,99.99 0.05%
$10,000 - $24,999.99 0.03%
$2,500 - $9,999.99 0.03%
Less than $2,500.00 0.03%
Welcome Savings*
Maintain $250 balance
to avoid monthly fee of $5
Annual Percentage Yield (APY)
$2,500 and over 0.08%
Less than $2,500 0.05%
Starter Savings*
Available to customers age
17 or younger
Annual Percentage Yield (APY)
$2,500 and over 0.08%
Less than $2,500 0.05%

 

Certificates of Deposits


 
True Advantage**
($1,000 minimum to open and to earn
APY) Requires True Advantage
Checking or Checking Plus Account
 
Annual Percentage Yield (APY)
7 Month Special 0.40%
15 Month Special 0.60%
Certificate of Deposit/IRA***  
1 - 2 months (Maturity) 0.10%
3 - 5 months (Maturity) 0.10%
6 - 8 months 0.15%
7 Month Special 0.15%
9 - 11 months 0.25%
12 - 24 months 0.25%
15 Month Special 0.35%
24 - 35 months 0.60%
36 - 47 months 0.70%
48 - 59 months 0.70%
60 months 1.00%
Variable Rate IRA**
(No minimum to open) 
Annual Percentage Yield (APY)
$25,000 & Over 0.20%
$1,000 - $24,999.99 0.10%

Business Accounts


 
Business NOW Annual Percentage Yield (APY)
Single Tier 0.05%
Business Advantage Money Market*  Annual Percentage Yield (APY)
$50,000 and over 0.13%
$25,000 - $49,999.99 0.10%
$10,000 - $24,999.99 0.08%
$2,500 - $9,999.99 0.05%
Less than $2,500.00 0.03%
Business Savings*  Annual Percentage Yield (APY)
$2,000 and over 0.08%
Less than $2,500 0.05%

 


Rates in effect as of 10/25/16. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.

*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.

** There are penalties for early withdrawal from a CD or IRA. 

***Minimum to open Certificate of Deposit $1,000.00/  Minimum to open IRA $500.00