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Employee Advantage Checking

Advantage checking for your employees.


Employee Advantage Checking

Tompkins Trust Company is pleased to offer a convenient and reliable checking program for your employees. We understand that convenience is important, so we make banking easy and customer friendly.

To open your Employee Advantage Checking account, stop in to any one of our convenient locations, or ask your employer about upcoming events at your place of business.

Hassle-Free Employee Advantage Checking1

  • Enjoy this account without paying monthly maintenance
    fees with your direct deposit2 and eStatements
  • Free eStatements ($2.50 maintenance fee for paper statements)
  • Reimbursement of non-Tompkins ATM fees3
  • Convenient access 13 branch locations and 24 ATMs throughout the region
  • Convenient and secure Tompkins Trust Company Debit MasterCard®4

Other Benefits:

  • Free Internet Banking with Bill Pay
  • Free Mobile Banking with text alerts5 and
    Mobile Check Deposit
  • 0.25% annual percentage rate off consumer installment and fixed rate home equity loans with auto pay
  • Mortgage Application Fee Savings6 - enjoy a refund of $175
    at loan closing
  • International Services (SWIFT code for wire transfers)

Some of the other Personal Banking services we offer include:

  • Savings Accounts
  • Certificates of Deposit
  • Health Savings Accounts
  • Credit Cards7

We're More than a Bank

Through our partnership with Tompkins Financial Advisors and Tompkins Insurance Agencies, we offer a comprehensive suite of financial products and planning services to meet your needs.


Tompkins Financial Advisors

Since 1891, Tompkins Financial Advisors are the trusted advisors that help generations of families grow, protect and distribute their wealth to assist them in  pursuing their long-term financial goals.  We do this  by providing customized financial and estate planning strategies, prudent wealth management and an unrivaled client experience.

  • Investment Services
  • Tax Planning
  • Trust and Estate Planning
  • Retirement Planning
  • 401(k) Rollovers
  • Personal Risk Management
  • Business Succession Planning

Tompkins Insurance Agencies

Protecting Your Most Valued Assets
The roots of Tompkins Insurance Agencies, Inc. go back more than 100 years, as trusted advisors to small and large businesses throughout New York and Pennsylvania. We provide a full range of personal and commercial insurance and employee benefits products and services. We are proud to deliver personal, local insurance programs through trusted advisors who live and work in the communities we serve. We have established strong relationships with leading regional and national insurance carriers, which enable us to find the right combination of coverages to meet our customers’ specific needs, at the right price.

What Makes Us Different?

  • Trained professionals with roots in the communities we serve
  • Personalized programs for your unique needs
  • Unrivaled customer service
  • Industry leading 99% customer claims satisfaction rating*

Mortgage Services

Are you new to the area or ready to put down roots? We’re here to help make your move easier. Tompkins Trust Company offers a variety of mortgages to help you become a part of the Western New York community. Our dedicated team of mortgage professionals can help find the right loan to meet your needs.

Our intuitive online application makes the pre-qualification process simple.

Mortgage Types:

  • Conventional Fixed

  • Adjustable Rate Mortgages (ARMS)
  • FHA Mortgages
  • VA Mortgages
  • Special First Time Home Buyer Program
  • Specialized Mortgage Programs
  • Construction Draw Financing Programs
  • Pricing Options to pay some or all Closing Costs
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