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Business Checking

We've Got Options for You

Checking choices for businesses of any size - today and as your business grows. We also offer other Cash Management services and Remote Deposit. Plus, all our checking accounts come with the convenience of free Online Banking with Bill Pay and Debit MasterCard.

  • Small Business Checking
  • Business Checking
  • Analyzed Checking
  • Business Now Checking
  • Not for Profit Business Checking
  • Business Advantage checking & Money Market

SMALL BUSINESS CHECKING

For the small business with low transaction volume.


  • Keep a monthly average balance of $1,000 to avoid $10 monthly maintenance fee
  • Account includes 50 debits per month at no charge1  

1Additional transactions are $0.25 each
3Fees may apply at ATMs not owned by Tompkins Trust Company

BUSINESS CHECKING

For the growing business with moderate transaction volume.


  • Keep a monthly average balance of $7,500 to avoid $12 monthly maintenance fee
  • Account includes 250 debits per month at no charge1

1Additional transactions are $0.25 each
3Fees may apply at ATMs not owned by Tompkins Trust Company

ANALYZED CHECKING

For the large business with heavier transaction volumes.


  • Receive financial earnings credit to offset your account charges
  • Monthly analysis tailors the account to your individual business needs

3Fees may apply at ATMs not owned by Tompkins Trust Company

BUSINESS NOW CHECKING

For sole-proprietorship's and non-corporations.


  • Interest-bearing business checking for sole-proprietorships and non-corporations
  • Keep a monthly average checking balance of $5,000 to avoid $10 monthly maintenance fee
  • No transaction fees
    • Earn interest on account balance

3Fees may apply at ATMs not owned by Tompkins Trust Company

NOT FOR PROFIT BUSINESS CHECKING

Free checking for the non-profit organization.


  • No minimum balance to open or maintain account
  • Account includes 50 debits per month at no charge1 

1Additional transactions are $0.25 each
3Fees may apply at ATMs not owned by Tompkins Trust Company

BUSINESS ADVANTAGE CHECKING AND MONEY MARKET

Relationship banking.


  • Account designed for customers that keep their business Checking and Money Market balances with us
  • Keep a monthly average checking balance of $15,000 to avoid $15 monthly maintenance fee
  • Account includes 250 debits at no charge1 

1Additional transactions are $0.25 each
2Banking regulations governing savings and money market accounts specify that transfers into another account of to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.
3Fees may apply at ATMs not owned by Tompkins Trust Company







Current Rates



BUSINESS NOW
 AnNUAL PERCENTAGE YIELD
Single Tier
 0.05%

BUSINESS ADVANTAGE MONEY MARKET ANNUAL PERCENTAGE YIELD
$50,000 and over
 0.13%
$25,000 - $49,999.99  0.10%
$10,000 - $24,999.99   0.08%
$2,500 - $9,999.99   0.05%
Less than $2,500.00
0.03%


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LIGHTNING LOANS

FAST AND EASY BUSINESS LOANS

Running a business is complicated enough. If you're in need of a business loan, we can simplify the process. Apply online in minutes wherever and whenever it's convenient for you. 

 

Go to Lightning Loans