Overdraft Protection* is a personal line of credit tied to your Tompkins Trust Company checking account that protects you against accidental overdrafts. It offers you convenience, flexibility and security. 

Here's how it works: 

• Any overdrafts you may incur will automatically be covered up to your available line of credit 
• The minimum payment will be automatically deducted from your checking account on the date it is due 
• You pay back only the amount of the line that you use 
• You must have a Tompkins Trust Company checking account 

Click here to download an application or here to request additional information 

*Subject to credit approval.