Personal
Accounts
|
Annual
Percentage Yield
|
True Advantage Checking Plus
|
Tier 1: $50,000 and over
|
0.15%
|
Tier 2: $25,000 - $49,999
|
0.10%
|
Tier 3: $10,000 - $24,999
|
0.08%
|
Tier 4: $2,500 - $9,999
|
0.05%
|
True Advantage Savings*
Requires True Advantage Checking or Checking Plus Account
|
$50,000 and over
|
0.25%
|
$25,000 - $49,999
|
0.20%
|
$10,000 - $24,999
|
0.15%
|
$2,500 - $9,999
|
0.10%
|
Select Checking Plus
|
$.01 & Over
|
0.03%
|
Personal Money market*
|
$50,000 and over
|
0.10%
|
$25,000 - $49,999.99
|
0.08%
|
$10,000 - $24,999.99
|
0.05%
|
$2,500 - $9,999.99
|
0.03%
|
< $2,500
|
0.03%
|
Health Savings Account*
|
$2,500 and over
|
0.10%
|
< $2,500
|
0.05%
|
Welcome Savings*
Maintain $250 balance to avoid monthly fee of $2
|
$2,500 and over
|
0.10%
|
< $2,500
|
0.05%
|
Starter Savings*
Available to customers age 17 or younger
|
$2,500 and over
|
0.10%
|
< $2,500
|
0.05%
|
Rates in effect as of 5/1/12. Please note these rates are subject to change at any time. Rates may change after the account is opened. Interest is compounded daily. Fees could reduce earnings on the account. A penalty may be imposed for early withdrawal.
*Banking regulations governing savings and money market accounts specify that transfers into another account or to a third party by check, preauthorized automatic or telephone requests are limited to six per monthly cycle. In person transactions at a branch or ATM are unlimited.
** There are penalties for early withdrawal from a CD or IRA.
|
Certificates of Deposit
and IRAs
|
Annual
Percentage Yield (APY)
|
True Advantage** ($1,000 minimum to open and to earn APY)Requires True Advantage Checking or Checking Plus Account
|
7 Month Special
|
0.55%
|
15 Month Special
|
0.85%
|
|
1 - 2 months (Maturity)
|
0.15%
|
3 - 5 months (Maturity)
|
0.15%
|
6 - 8 months
|
0.20%
|
7 Month Special
|
0.30%
|
9 - 11 months
|
0.30%
|
12 - 24 months
|
0.45%
|
15 Month Special
|
0.60%
|
24 - 35 months
|
0.80%
|
36 - 47 months
|
1.00%
|
48 - 59 months
|
1.00%
|
60 months
|
1.50%
|
Variable Rate IRA**(No minimum to open )
|
$25,000 & Over
|
0.30% |
$1,000 - $24,999.99
|
0.20% |
Business
Accounts
|
Annual
Percentage
Yield
|
Business NOW
|
Single Tier
|
0.05%
|
Business Advantage Money Market*
|
$50,000 and over
|
0.25%
|
$25,000 - $49,999
|
0.20%
|
$10,000 - $24,999
|
0.15%
|
$2,500 - $9,999.00
|
0.10%
|
< $2,500
|
0.05%
|
Business Money Market*
|
$2,500 and over
|
0.10%
|
< $2,500
|
0.08%
|
Business Savings*
|
$2,500 and over
|
0.10%
|
< $2,500
|
0.08%
|
|